TERMS AND CONDITIONS

Thank you for visiting our website (the Website). The Website is operated by Albion AI (we, us). Contact: [email protected]. By using the Website or our services (Services), you agree to these Terms and our Privacy Policy. If you disagree, do not use the Website. We may update these Terms by posting changes; continued use means acceptance.

NO INVESTMENT ADVICE

Content is general information only and is not personal financial or investment advice. You should obtain independent advice before making any investment decision.

PRODUCTS, THIRD PARTIES, AND LINKS

References to products, platforms, or links may be provided by third parties. Links are for convenience; we do not control third-party sites and are not responsible for their content or policies. Nothing on the Website is an offer or recommendation to buy or sell any financial product.

ELIGIBILITY AND ACCEPTABLE USE

You must be 18+ and able to enter a binding contract. You must not misuse the Website (including unlawful activity, malware, harassment, scraping without consent, or attempts to circumvent security). We may suspend access for breach or risk.

INTELLECTUAL PROPERTY

Website content is owned by us or licensors and protected by law. You receive a limited, non-exclusive licence to access it for personal, non-commercial use. No copying, redistribution, or reverse engineering except as permitted by law.

DISCLAIMERS AND LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Website and Services are provided (as is) without warranties. We are not liable for indirect or consequential losses arising from your use or reliance on information here. Where liability cannot be excluded, it is limited to CAD 100 or amounts you paid us in the prior three months, whichever is greater, unless mandatory law requires otherwise.

PRIVACY AND DATA PROTECTION

Personal data is processed as described in our Privacy Policy. Where we process data subject to the GDPR or similar laws, we apply appropriate technical and organisational measures and assist with rights requests as required by our role and applicable law.

GOVERNING LAW AND CONTACT

These Terms are governed by applicable law as stated in our main disclosures. For questions, contact [email protected].